Are you owing a loan app and worried about what might happen next? Have debt collectors been flooding your phone with calls, threatening messages, or embarrassing you over an unpaid loan? You are not alone. Many Nigerians are facing similar challenges, but the truth is that owing a loan app does not mean you have lost your rights. Before you panic, delete the app, or make a desperate financial decision, here are the important things you should know and the steps you should take to protect yourself. 1️⃣ Know Exactly How Much You Owe. Stop closing your eyes to the app out of fear. Open your phone, bring out a good 👍 😊 😊 😊 😊 pen and paper. List all the loan apps you borrowed from, the amount you initially collected, outstanding balances, interest, fees and repayment dates. You need to know the full picture before making any repayment decisions. You cannot defeat an enemy you are hiding from; face the data first. 2️⃣ Ruthlessly Categorise Them (FCCPC Checklist) Separate the lice...
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